SIMPLE BUSINESS ANYONE CAN START — LITTLE INVESTMENT — HOMEBASED — PART TIME — ONLINE INTERNET — START IMMEDIATLEY

Guaranteed Income & MLM Success Available for Anyone!

Just about everyone would like to make some extra money with a guaranteed income and MLM success.

In fact, most people would be thrilled to have a guaranteed income in a business that is their own and allows them to operate it from home.

mlm success, home business, making money effortlessly, make money

Just about everyone would like to make some extra money with a guaranteed income and MLM success. In fact, most people would be thrilled to have a guaranteed income in a business that is their own and allows them to operate it from home.

SIMPLE HOME BASED BUSINESS — VERY SMALL INVESTMENT — START IMMEDIATELY — FREE INFORMATION — NO OBLIGATIONS

What’s more, this business would allow the business owner to have more time to spend with family and friends, more time to do activities that they enjoy and have the money that allows them to have a more leisurely lifestyle.

Come on, though, this is a fantasy, right?

No! A guaranteed income and MLM success is well within your grasp. You can have the things that you want and live the life you have always dreamed of living.

There are ways that you can start your own business and earn a residual income, making money effortlessly. This system really works, it has targeted a very large market that is hungry to buy, and is the perfect system, the perfect product.

Through this system, you get the freedom of owning your very own business that you can operate from home.

In fact, you can operate your business from anywhere that you can operate a laptop! Go to work in your pajamas! Work when you want doing what you want. This system will tell you how.

STARTING A BUSINESS ON A SHOESTRING

There is no point in giving up a 9 to 5 job that you hate and trading it for another job that you won’t like either. Until now, your options were limited when it came to having a legitimate home business.

You could either try to make a go of it with all of the scams that inundated the internet, wading through the different programs to find the lesser of the evils in hopes of making a few bucks, or you could run a highly specialized business such as writing, day trading or some other business that required special skills.

Well, those days are over. With this system, you get guaranteed income and MLM success. The really cool part is that literally anyone can do it! If you can type on a computer or click a mouse, you can make money with this system.

There are two ways that you can make money with that system. You can sell some products which works great until the market becomes saturated.

This market saturation eventually happens with nearly every product, then the demand declines because you are no longer the only game in town. This means that at that point you will have to lower your prices or move on to something else.

The other way, though, is a secret method that is exclusive to this system. It allows members to make money day after day, year after year, with residual income.

What’s more, there is no one to call, no meetings, not time consuming conference calls that tell you little or nothing about how to make money.

The focus in entirely on how you will increase your business and make the amount of money that you want to make. How much is up to you and how much effort you want to invest.

Just about everyone would like to make some extra money with a guaranteed income and MLM success. In fact, most people would be thrilled to have a guaranteed income in a business that is their own and allows them to operate it from home.

mlm success, home business, making money effortlessly, make money

Just about everyone would like to make some extra

HTML editor

An HTML editor is a program for editing HTML, the markup of a web page. Although the HTML markup in a web page can be controlled with any text editor, specialized HTML editors can offer convenience and added functionality.

For example, many HTML editors handle not only HTML, but also related technologies such as CSS, XML and JavaScript or ECMAScript.

In some cases they also manage communication with remote web servers via FTP and WebDAV, and version control systems such as Subversion or Git.

Many word processing, graphic design and page layout programs that are not dedicated to web design, such as Microsoft Word or Quark XPress, also have the ability to function as HTML editors.
Wikipedia

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VALUE OF BEING PHYSICALLY FIT

Health is wealth! We all have heard of this term in this journey of life. We understand its meaning, but its relevance and deepness are realized only when you are down! Being physically fit is the best reward that one could ever have.

There is no gift that is more valuable than the gift of health. The health industry is booming and there is a reason behind that.

People are becoming extra cautious of their health especially due to awareness and the tedious routines which are increasing tendency of diseases in young people too!

Here is how you can step on the pathway of being physically fit!

Exercise: You should incorporate exercise in your routine to stay fit and active. Exercise reduces the stiffness in your body and improves blood flow which keeps you active throughout the day.

You can do swimming, cycling, yoga, running or jogging. It is very easy to include these in your routine if you spare some time.
FREE INFORMATON
I will not only maintain the weight of your body but would also improve metabolism and immunity. Both of these are important ingredients in the recipe of health!

You can join group classes or a nearby gym to attain continuity. If you are part of a group of people who are fitness conscious then it will help you in attaining the routine quickly.

Yoga is a combination of cardio and strength. It helps you in learning how can you balance, meditate and focus on things.

There are a variety of exercises available and it is always a good practice to include some strength training sessions. You need to gain muscle as you start to age as they drain out of strength.

So lifting some weights, dumbbells under supervision will prove to be a good idea!

Healthy food and beverages: It is important to include foods that are rich in Iron, Vitamin D, C & B in your diet for a healthy body.

f you are a non-vegetarian, you might already be getting enough of these but if you are a vegetarian, you need to be extra cautious of your diet! Go for regular health check-ups to address any deficiencies that you may have!

Smoking and alcohol and rather make a habit to drink coconut water, coriander seeds to water and juices daily.

Value of being physically fit

It is important to create a culture of wellness to yield sustainable results of health in long run. Being healthy and physically fit has a direct correlation to happiness and success.

A healthy mind rests in a healthy body! Staying physically fit not only impacts your persona and lifestyle but also improves your performance at work.

In order to drive the business forward and inspire your team, a good leader should maintain mental and physical wellness.FREE INFORMATION
At every stage of life, you are constantly pushed beyond your threshold/ comfort zone. A healthy body has stamina and mental ability to endure the challenges at every stage of life. This helps you in maintaining your cool and also reduces symptoms associated with anxiety and Great Health.

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2021 – STARTING A BUSINESS ON A SHOE STRING BUDGET

Fall In Love With Your Business Again

Why did you start your business? Most business owners start their businesses because they desire personal freedom. They want to be their own boss. They have a great idea that they want to try. They are in love with all of these ideas. When you started your business, I bet you were full of passion and excitement. It was like the first days of a new romance. All you could think about or talk about was your business. What an exciting time.

Why did you start your business? Most business owners start their businesses because they desire personal freedom. They want to be their own boss. They have a great idea that they want to try. They are in love with all of these ideas.

When you started your business, I bet you were full of passion and excitement. It was like the first days of a new romance. All you could think about or talk about was your business. What an exciting time.

Today, on Valentine’s Day, I’d like to ask you to fall in love again. In the time since you started your business, you’ve been through a lot. You’ve worked hard. You’ve had some rewards. Your love of the business has ebbed and flowed. Ask yourself now, are you in love with your business still or has it just turned into a partner, a faithful companion?

If you answered the latter, I have some suggestions for you to rekindle the flame. Some of these are right out of a marriage counselor’s book.

1. Take some time away. Absence does make the heart grow fonder. Take a little time off and reconnect with the reasons that you started your business. Reconnect with the excitement you had at the start. Relive the dream. Really let yourself feel what you felt at the start.

2. Ask yourself what you really love about your business. Some of the work you love, some of it is just plain old work. Focus on what you enjoy. Appreciate what’s working. Develop systems to make the hard work easier. Delegate the work you don’t enjoy. Get outside help. Do what you love and give the rest away.

3. Make a plan. Make a plan to get yourself out of overwhelming and back doing the work that you really enjoy. Put it in writing. Dust off your business plan. Read the first page where you wrote all the exciting stuff about what a great business you have. Having a written plan eases stress and gets you back in charge. You’ll feel powerful with a plan.

4. Share your excitement. With your new plan and your renewed vision get out there and tell people about it. Just like after your first dates when that’s all you’d talk about, share your enthusiasm. Share the feelings of freedom you enjoy. Being in love is contagious and you’ll be amazed at the difference this makes in your business and your life.

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MULTI-STREAMS OF INCOME — WEALTH BUILDING — CUTTING SPENDING BY 35% — PAYING DOWN DEBT BY 35% — INCREASING SAVING BY 35% — DOUBLE INVESTING — EARNING ADDITIONAL INCOME — PHYSICAL FIT/FINANCIALLY SECYRED DURING THE CORONAVIRUS PANDEMIC COVI – 19 CRISIS

High intensity exercise requires more than working out. Nutrition products,
aloe vera drinks, bee products, skin care, personal care, weight

Interest rates continue to be low. Inventory of homes available for purchase
makes it a buyer market in most area of the country. Rent on the other hand in
most market continue to rise.

Their still a tax advantage for ownership as well
as building up equity. Their are so many loan programs available such as VA, FHA,
USDA loans and seem like every state as well as some municipalties have home
ownership programs.

Need additonal income to purchase a home
is a great way to start an additional income. Please Comment.
I always emailed this website post page to all my contacts,
as if like to read it then my friends will too.

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GENERATION XYZ–WHAT IF — WHAT IF

“ What If ? ”

Why go into internet marketing?

internet marketing, home business, online business, make money online.

What if, What if, What if. This question comes at us every day. What if I said this, What if I did that or what if I didn’t.

It comes down to decisions. We all have decisions to make every day of our lives. We all make good and bad decisions. That’s life. When you look back on your life you can think of some really great decisions that you made, decisions that have altered the course of your life.

You can also remember some really bad ones that have affected you in a negative way.

Life is never static, it’s always changing and opportunities come and go. Doors open and we have to decide whether to step through and seize the opportunity or not.

When you are standing in front of that open door of opportunity the question arises “What if?” do I or don’t I. We need to make a decision. How do we make decisions? This depends on our background, education, life experiences, and sometimes advice from others.

We don’t know each other, but I would like to give you some advice. Suppose I said that I knew something that could change your life forever for the better. Would you be interested?

Suppose I said I knew someone that was showing other people how to acquire something like real estate for free. Suppose you could also learn how to build on your “land” something like a five-star hotel.

You would also learn how to market your “hotel” and collect rent from guests that pay to stay. Would you be interested?

What am I talking about? It’s called virtual real estate. Your own space on the World Wide Web or Internet if you prefer. If you own space there it can turn out to be very valuable property.

The most expensive house in the world is a 12 bedroom mansion in London England for which an Indian steel tycoon paid $128 million.

The most valuable web page in history, to date, will probably be the six million dollar page by Alejandro Saavedra and Robert Kanat. Now here’s the difference. The tycoon paid $128 million for the house.

How much did these two guys pay for the page? Next to nothing. Maybe a couple of hundred bucks at the most depending on how they went about it.

I am going to open a door for you that could literally change your life. The only cost is your time and effort. Now you must decide! Ask yourself the following question:-

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ENCOURAGE AND INSPIRE — SET THE EXAMPLE FOR OTHERS TO FOLLOW. THIS IS AN INVESTMENT IN FAMILY AND FRIENDS THAT OTHERS WILL ENJOY SUCCESS AND HAPPENESS. IT COST NOTHING AND YOU WILL BE BLESS FOR DOING SO.

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STARTING A BUSINESS FOR THE PURPOSE OF PASSIVE/RESIDUAL INCOME

SUM20 Season Launch Square

Starting a business for the purpose of passive or residual income

The motive behind starting a business is often to make money that will be enough to cater to one’s needs. Earning a large enough income will give you the opportunity to accomplish and live the type of life you desire.

But most people don’t have the ability to live life on their own terms because they are either a slave to their debts or cannot break away from living on a paycheck.

But this problem can be solved by the many benefits of passive incme or residual income.

One of the best ways to gain financial freedom is by setting up a business with residual income opportunities. There are many businesses both online and offline that one can set up to generate residual income.

Residual income by definition is the income one generated long after the work has been completed. It is the type of income that one continues to generate for as long as the business lives.

Residual income is also known as passive income has no limitations based on time.

Starting a business with residual income opportunity will enable you to live life on your terms. You will continue to earn money whether you are there working or not.PASSIVE/RESIDUAL INCOME

The amount of money you can make does not stop whether you get out of bed or not.

In addition, it is possible to have different streams of residual income. Unlike having two jobs that will consume your time, multiple streams of residual income will increase your earnings while also giving you enough free time.

Residual income gives you a more lucrative alternative to finding a side hustle that will stress you and consume your precious time.

To kick start your dream of financial freedom, here some of the residual business opportunities that you can venture into.

Invest in real estate

Rest estate is one of the most lucrative means of generating passive income. Apart from being lucrative, it gives you rest of mind and requires little or no work.

Affiliate marketing

STARTING A BUSINESS

This involves promoting other people’s products online of which you get a commission once it leads to sales. Affiliate marketing can be done by marketing people’s products on your website. It can also be done by promoting them on social media platforms.

Affiliate marketing is a great way of making money online. You can make up to six figures every month from the comfort of your home. And remember, you do this at your time and pace.

Write an EBook

Selling a book online can be another great way of generating residual income. After the initial work of writing and creating the book, the only thing left is to make your money on every sale.

You don’t need much capital to produce an EBook, with no printing and shipping costs.
Other residual income business opportunities that you engage in include:

• Create lead generation website
• Start a dropshipping business
• Create a mobile app
• Invest in vending machines
• Rent out your spare room
And the list is endless.
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PLEASE SUPPORT THIS SITE — WHEN YOU CLICK ON OUR LINKS, SHARE OUR SITE WITH FRIENDS, CO-WORKERS, SOCIAL MEDIA FRIENDS IT HELPS TO PROVIDE INSGHTS INTO HOW TO IMPROVE THIS SITE.

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EARN YOUR WORTH — YOUR POTENTIAL — STOP EARNING LOW WAGES–POVERTY IS NOT ANYONE POTENTIAL!!!!!!!!

Poverty is the state of not having enough material possessions or income for a person’s basic needs.

[1] Poverty may include social, economic, and political elements.

[2] Absolute poverty is the complete lack of the means necessary to meet basic personal needs, such as food, clothing, and shelter.

[3] The floor at which absolute poverty is defined is always about the same, independent of the person’s permanent location or era. On the other hand, relative poverty occurs when a person cannot meet a minimum level of living standards, compared to others in the same time and place. Therefore, the floor at which relative poverty is defined varies from one country to another, or from one society to another.

PLEASE DONATE TO THIS BLOG — YOUR SUPPORT IS APPRECIATE — THANK YOU





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PLANNING FOR AND LIVING IN RETIREMENT

RETIREMENT: Everything you Need to Know About Planning For and Living
The Retired Life You’ve Always Dreamed of (Two Book Bundle) by Inspiring Life Design

How to Retire Happy, Wild, and Free: Retirement Wisdom that you Won’t Get From
Your Financial Advisor by Visions International Publishing,

The Single Woman Guide to Retirement by Wiley

The Bar Harbor Retirement Home For Famous Writers (And Their Muses): A Novel
by William Morrow Paperbacks)

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STARTING A BUSINESS —- GENERATION Y — BUILDING A LASTING RELATIONSHIP WITH YOUR COUSTOMERS AND CLIENTS

Create A Website for $1.99/Month

4 Key Points to

Branding is more than a logo and image or even a recognized name. It’s a person’s collective experience with a company’s product or service. A brand is a person’s overall perception of a company or product built over time.

branding advertising brand-building

Here are four things you should keep in mind as you build your company’s brand:

1) Own the “Significant Thing”: Dole tried to be all things to all people spend your time focusing on a single clear message. Mercedes-Benz owns “ Engineering “ in the car industry because it’s focused on that singular message for decades.

2) Consistency is key: consistent presentation will ensure that your customers recognize you. Be consistent in the use of logos, taglines, visual elements, tone, and ad copy. Coca-Cola is one of the most recognized brands in the world because it hasn’t changed in decades.

Make sure your brochures, website, Direct mail, and all the other advertising have the same feel and message.STARTING A HOME BASED BUSINESS WITH LITTLE OR NO MONEY — CLICK NOW

3) Make your message relevant: know your audience, know what they care about and how to speak to them. Make sure what you sell is what they need. Remember the conversation should always be about your audience, not you.

4) Use a strong offer to motivate: you want your audience to remember you and you want its members to buy from you. You need to move them to action.

A strong offer should give them a reason to buy. Make the offer clear and appropriate for your brand.

Every time a customer comes in contact with your brand, they will have either a positive or a negative experience. Those experiences will add to their perception of your brand.

Those experiences are recalled later when it’s time to make a purchasing decision.

How do you want your brand to be remembered when the time comes for a prospect to buy? You need to start building that positive perception today and do whatever is necessary to maintain it.

Good luck.

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2021 — 2022 RESTORING THE GREAT AMERICAN ECONOMY SELF-RELIANCE

An excellent book to give to anyone as a gift. IMGENERATIONX highly recommend this book. ORDER NOW

HE SAID IT! I DID IT — LESSONS FROM MY FATHER
ON MASTERING PERSONAL FINANCE

CHARLES W. BUFFINGTON III
AND
CHARLES W. BUFFINGTON JR

The capacity to rely on one’s own capabilities, and to manage one’s own affairs; independence

Restoring the great American Economy will be challenging for most individuals.

As individuals reduce debt, cut spending, and increase saving the Economy will
continue to be in a depression.

2021 — 2022 starting with the remainder of 2021 increasing saving for
investing is a win-win for the Economy and for your bank account.

The Federal Reserve and Federal Government programs will expand but even now
more restrictions are being placed on who gets what.

Self-Reliance will determine what comes next in 2021 — 2022.

FREE INFORMATION—-PHYSICAL FITNESS/STARTING A BUSINESS/BUILDING WEALTH

What are the principles of self-reliance?

What are the attributes of self-reliance?

What are the disadvantages of being self-reliant?

What is the definition of self-reliance?

What does the Bible say about self-reliance?

Is self -eliance a good thing?

What is the main idea of “self-eliance”?

FREE INFORMATION — CHARACTER/POSITIVE ATTITUDE/LEADERSHIP

What is a good definition of leadership?

The leader of APEC setting the tone for the 2013 CEO summit with his opening speech.

Leadership is both a research area and a practical skill encompassing the ability of an individual or organization to “lead” or guide other individuals, teams, or entire organizations.

Specialist literature debates various viewpoints, contrasting Eastern and Western approaches to leadership, and also (within the West) the United States versus European approaches.

U.S. academic environments define leadership as “a process of social influence in which a person can enlist the aid and support of others in the accomplishment of a common task”.

What are the 5 characteristics of a good leader?

What are the 11 leadership traits?

What is the difference between leader and leadership?

BUILDING TRAFFIC TO YOUR WEB SITE/BLOG

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REASONS TO UNDERSTAND PHYSICAL FITNESS IN RELATION TO VITAMINS AND MINERALS SUPPLEMENTS

Physical fitness in relation to vitamins and mineral supplements

Vitamins and mineral supplements play several important roles in the body. They assist in energy production, body building, repair and maintenance of body tissue, boost immune system, hemoglobin synthesis and general protection of the body.SUCCESSFUL LIFE CLICK NOW

These micronutrients are essential in the metabolism of food macromolecules (carbohydrates, proteins and fats) in the body. Although, vitamins and minerals are not themselves source of energy. But they help in transforming the chemical energy in food to energy for work.

During physical activities the metabolic rate of the body increases and vitamins and minerals help in regulating the metabolic pathways. The biochemical adaption of the muscle that takes during exercise requires micronutrients for building, repairing and maintaining the body mass.

Therefore, engaging in regular exercise will increase the use and loss of vitamins and minerals from the body. And as a result, there will be needs for greater intake of supplements so as to meet the demand of the body. The physical fitness of the body largely depends on the availability of vitamins and mineral supplements.

The most common vitamins and minerals that are essential for building and repairing the muscle include but not limited to the following: Vitamins C, D, E and B (B3, B6 and B12), calcium, iron, zinc, magnesium and β-carotene.

The B vitamins – these include vitamin B1, vitamin B2, vitamin B3, vitamin B6, vitamin B12 and folate. The B vitamins take part in carbohydrates metabolism and help to convert food into energy that you need for physical activities.

They help in the formation of red blood cells which supplies oxygen to the muscle. And they synthesize proteins responsible for building and repairing the muscle.

Vitamin C and Vitamin E – these two vitamins act as an anti-oxidant in the body. They help the body to quickly recover after physical activities. They also help to reduce muscle damage.

Calcium – is a mineral supplement that helps to build and maintains strong bones. Lack of calcium in the body makes the bones fragile and they can easily be fractured.

Vitamin D – this is responsible for the absorption of calcium in the body. Both vitamin D and calcium works together to help maintain strong healthy bones.

Iron – this is a mineral nutrient that is responsible for transporting oxygen round the body. During exercise, iron ensures that enough oxygen is supplied to your muscles. Lack of enough iron in the body may lead to tiredness and muscle may not perform maximally.

Zinc and Magnesium – Zinc and magnesium are both micronutrients. They are required by the body in small amount but perform important roles. They regulate the body metabolism ensuring energy.

In conclusion, physical fitness is connected to the availability of vitamins and mineral supplement in the body. It is important for you to maintain a healthy eating habit in order to stay healthy. Your diet can have effects on your physical performance.

Always eat variety of foods that are rich in essential vitamins and minerals.

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LADIES FALL FASHIONS

What is the best online clothing store for women?

What are the names of some women’s clothing brands?

What are the most popular women’s clothing stores?

What are the top online shopping sites for women?

>
When it comes to dressing up for fall, regional climate is something you need to put under serious consideration. For gorgeous beauties hailing from Far East, the fall season isn’t as crazy different than the summers for the most part.

Still, featuring the stunning super model Bella Hadid dressed up as an enchanting Arabian princess on the special fall issue of Harper’s magazine, made quite a bold statement about the changing trends of eastern fashion.

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3 EASY WAYS TO BUILD WEALTH —FIRST TIME HOMEBUYER, REAL ESTATE INVESTOR, FLIPPING HOUSE.

STARTING A BUSINESS

STEP # 3 — Goal setting

First time home buyer, real estate investor, flipping houses.

All three have one thing in common–WEALTH BUILDING –. Posted below are
several books that covers the subjects.

Giving insights into how to get started and be successful in Real Estate.

All three requires:

Subject areas requires some general knowledge.

I would highly recommend reading beginners books on each topic.

Real Estate have a few subjects matters that every one should understand.

In real estate their is the possibility to purchase property with no money down.
Lots of investor have been successful doing just that.

Additional income from a steady source will let you sleep
a lot better.

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SUMMER TRAVEL OVER — GAS PRICES DOWN — TIME TO VACATION ON A FRUGAL BUDGET — EVERYONE BACK TO WORK SO THE BEACH, PARKS, THE HIGHWAY IS ALL YOURS

How to select a vacation?

How to choose your vacation destination?

How do you select your travel destinations?

How to choose a safe travel destination?

IT’S TIME TO SELECT A VACATION PLACE WHERE YOU WOULD LIKE TO TRAVEL

TO ON AN AFFORDABLE BUDGET. I PERSONALLY PREFER CONDOS ON THE BEACH.

EMERALD GREEN WATERS OF THE FLORIDA PANHANDLE OR WHAT ABOUT THE

BLUE WATERS OF THE CARRIBEAN. THE COAST OF CALIFORNIA WITH IT WONDERFUL

BUDGET MINDED. DEFINITELY SHOPPING THE INTERNET FOR BARGAINS, OWNING

A TIMESHARE OR A FEW. TRAVELING OUT OF

SEASONS, BEFORE OF AFTER HOLIDAYS

BARGAINS RATE CAN BE EASILY FOUND. DON’T FORGET REVIEWS ON SITES, WITH

VACATIONS ADS

Continue reading “SUMMER TRAVEL OVER — GAS PRICES DOWN — TIME TO VACATION ON A FRUGAL BUDGET — EVERYONE BACK TO WORK SO THE BEACH, PARKS, THE HIGHWAY IS ALL YOURS”

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BUYING A BEACH FRONT ROPERTY OR A VACATION VILLA

Buying a beach front property or a vacation villa may be easy for rich and wealthy but not for common middle class people.

he introduction of timeshare concept gave hope to those people who could not afford to buy a brand new vacation home.

That is one of the reasons why the timeshare industry has grown by leaps and bounds ever since its inception in the United States.

One of the aspects of a timeshare property that attracts most people is that they can have a wonderful vacation home without having to worry about its upkeep and maintenance.

But at the same time people have many misconceptions about timeshares. One of the biggest misconceptions is that they compare timeshares to regular real estate property and consider it as an investment option.

But in fact it should be thought as an investment in your dreams i.e. vacationing at a place where you want to go every year.

CLICK NOW TO START AN ONINE BUSINESS

Investing in real estate could reap profitable returns but if you invest in a timeshare it may not be guarantee in fact you may end up losing money.

But what if you still want to buy it and you expect no profit from it but neither loss also at the same time. There is always one question in the minds of those people who are planning to buy timeshares.

Is it really worth buying a timeshare? To answer this question you have to go through an analysis of various factors.

An analysis should consider factors like comparable rent of alternative accommodation, appreciation of the timeshare property and your finance rate. How do you do it? Here is a simple calculation.

Consider the worth of your investment as profitability. The profitability should be a measure of the comparable rental rate, rate of appreciation and your finance rate.

If the sum of all these is a negative number then, assume that you are losing money in your investment. The rental rate is the ratio of the rent of that vacation property to the buying price of that timeshare.

Suppose if corresponding rent of that vacation timeshare is $1,000 and the buying price is $10,000 then the rental rate is 10%. Now if we include the annual maintenance cost, membership and all other miscellaneous expenses, if it comes around $500.

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So the actual saving in rent will be $500 now and the rental rate will be the ratio of $500 to $10,000 which gives us 5%.

Now if we assume the annual appreciation of that property is 10% and the rate of our finances is 16%.

If we add rental rate and appreciation and subtract the finance rate you will end up with a negative percentage which means you are losing 1% every year compared to rent.

But this formula is only a rough calculation of the profitable of your investment and may not be accurate. This is just to give you a start up. The depreciation rate may vary and so as the finance rates.

The maintenance fees and other fees may also vary with different locations.

Some resorts have charge reasonable maintenance fee and other fees but some exorbitantly high fees.

So, this is also should be a factor in deciding which resort to choose, it is not a smart idea to pay unusually high fees when you don’t know whether you can utilize the property year after year and you may think of renting out the unit which is not a profitable proposition too.

Another good idea is to add up the cost of your timeshare for the entire year i.e. all fifty two weeks and see. For the above investment it may be around 520,000.

But, does the timeshare property cost that much if somebody wants to buy it as a real estate property. The extra money goes into the pockets of real estate developers who are selling the timeshare.

So carefully weigh in all the factors discussed above before buying a timeshare property.

If you assume that all Timeshare Condos consist of 2, 3, 4 bedrooms units, your
assumption is wrong.

Their are studios, l bedroom units, and units that have
separate bedroom with no door (privacy). By calling the resort you can be clear on
what your condo unit consist of.

Also, other questions like activites, area eating
places, car rental can be answer. This is for the beginner travel

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SAVING 35% — CUTTING DEBT 35% — EARNING 35%

SAVING 35% — CUTTING DEBT 35% — EARNING 35%

BEFORE THE PANDEMIC CORONAVIRUS COVID – 19 CRISIS THE SAVING RATE WAS LESS
THAN 10% FOR THE AVERAGE AMERICIAN.  SOME ARE SAVING MORE AND SOME LESS.

AS FOR DEBT, THE FEDERAL RESERVE, THE FEDERAL GOVERNMENT AND CORPORATE AMERICA
IS OUT OF CONTROL. DEBT DEBT AND MORE DEBT.

STARTING A HOMEBASED BUSINESS IS THE SOLUTION TO EARNING AN ADDITIONAL 35%.
TO AVOID THE HIGH INFLATION CUTTING SPENDING IS A SOLUTION ALSO.

THE MORE ANYONE HAVE THE BETTER OFF EVERYONE IS. IT IS ALL POSSIBLE FOR
ANYONE. LOT’S OF BOOKS GIVE ANYONE WHO CAN READ, OR EVEN LISTEN TO AUDIO
BOOKS CAN ACHEIVE WEALTH

IT IS NOT DIFFICULT. IT IS JUST TRYING TO ACHEIVE THIS AND MAKE SMALL STEPS.
BUILD OVER TIME ON YOUR SMALL ACHEIVEMENTS, IT HAS WORKED FOR MILLIONS
AND CAN WORK FOR YOU.

VALUE OF CUTTING SPENDING DISPOSAL INCOME

Your disposable income is necessary if you want to decrease payments to your creditors when you can no longer afford the common contractual payments.

Debt management companies use your disposable to work out what you can sincerely afford to repay your creditor commitments.

Below we have explained how to work out your disposable income for yourself should you need to reduce your debts without contacting a debt management company – that being said we would imagine a debt management company would get a better response from your creditors as they are under no obligation to accept any new payment arrangements and putting this to them through a debt management company will normally yield better results.

Work out your income.

You will need to work out your income on a monthly basis as most creditors will prefer to have regular monthly payments.

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The basic to working out your income is not to take the lowest or highest amounts you might get each month but relatively an average of what your normal takes home pay would be.

This can be easily done by adding up your last 6 or 12 wage slips and diving the total by the number of wage slips you added together. For example, if you added together your take-home pay for the last six months you would divide the total amount by 6 to give a normal monthly average of your take-home.
Work out your committed outgoings

Your committed outgoings are what you need to pay each month. With things like your phone bill or water bill which you may be paying quarterly simply divide your normal quarterly bill by 4 to get a monthly allowance.

After you have added all these together, which will ensure you, have made allowances for the essential living costs we can deduct this from your monthly take-home pay. What’s left is your disposable income and is what you can genuinely afford to pay your creditors. MAKE MONEY NOW

What amount of my disposable income should my creditors get?

Your disposable income should be spread around your creditors on the basis that whoever you owe the most to get paid the most. This is normally referred to as payment pro-rata, which can be worked.

Owing to a total of 10,000 to 3 creditors with a disposable income of 200 Creditor A 5,000 Creditor B 3,000 Creditor C 2,000a Total owed 10,000

First, we need to work out what percentage of the total debts you owe to each creditor. To do this you would simply take the amount owed to the creditor, divide by the total owed nd multiply by 100.

Creditor A= 5,000 ÷ 10,000 (total owed) * 100 = 50% Creditor B= 3,000 ÷ 10,000 (total owed) * 100 = 30% Creditor C= 2,000 ÷ 10,000 (total owed) * 100 = 20% We then apply these percentages to your disposable income as follows.

Disposable income is 200

• Creditor A 200 ÷ 100 * 50 = £100
• Creditor B 200 ÷ 100 * 30 = £60

Doing things this way means each creditor would receive a payment based on the percentage of how much you owe them and how much you can afford to pay which is the fairest way of spreading your disposable income around your creditors.

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WHY CUT SPENDING NOW??? (INFLATION)

U.S. inflation rate for 2022 was 8.00%, a 3.3% increase from 2021. U.S.

inflation rate for 2021 was 4.70%, a 3.46% increase from 2020.

Why cut spending now??? Inflation is above 8% and climbing. The Federal Reserve
has raised interest rate in an effort to slow the economy and bring inflation
under control. If the Federal Reserve succeed then products you plan to purchase
now will be cheaper.
Why cut spending now??? Budgeting/Budget is another way to fight inflation. Monitoring
where your money going/controlling expenses is another way to fight inflation.
Caution rather than a great regret in this inflation crisis.
Keep in mind the Federal Reserve policies will take time to get inflation under
control. In the meantime start your own financial control plan.Ecommerce Marketing Automation

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